Experience of Foreign Countries in Improving Transformation Processes in Commercial Banks

Abstrak

Currently, the development of digital platforms in global practice leads to changes in the competitive environment and conditions in all types of markets. In particular, the development of digital technologies in the banking and financial system, the introduction of digital banking products and new software, and programs based on digital transformation are being implemented in developing countries. However, the use of digital technologies in the provision of banking services in the world differs sharply between developed and developing countries. The article discusses the state of foreign countries and conclusions, recommendations and suggestions of the transformation processes of commercial banks, which are changing with the times.

Kata Kunci