INSURANCE CONTRACTS: A COMPREHENSIVE ANALYSIS OF LEGAL PRINCIPLES, POLICYHOLDER RIGHTS, AND INDUSTRY DEVELOPMENTS

Islombek Abdikhakimov

Detail Publikasi

Jurnal: Horizon: Journal of Humanity and Artificial Intelligence

ISSN: 2835-3064

Volume: 2, Issue: 7

Tanggal Terbit: 04 July 2023

Abstrak

This scholarly article offers a comprehensive analysis of insurance contracts within the legal framework. By examining the intricate relationship between insurers and policyholders, as well as the rights, obligations, and protections established under insurance law, this study contributes to the existing body of knowledge in the field. Drawing upon statutory provisions, case law precedents, and scholarly discussions, the article explores key aspects such as contract formation, policy interpretation, disclosure requirements, and claims handling, and emerging industry trends. The findings shed light on the complexities of insurance contracts and offer insights for legal practitioners, policymakers, and scholars seeking to understand and navigate this dynamic area of law.


Kata Kunci
Insurance contracts Legal framework Policyholder rights Utmost good faith Policy interpretation Exclusions and conditions Contractual obligations Fair claims handling Regulatory oversight Technological advancements Digital transformation Data privacy Smart contracts Consumer protections Legal reforms Judicial precedents Policyholder disclosures Industry practices Comparative analysis Harmonization of laws
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