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Objective: This study aims to analyze the legal concept of "risk" within the framework of civil law theory, with a specific focus on its application to investment insurance. The research explores both the objective and subjective dimensions of risk by reviewing key perspectives from civil law sch...

This article examines the main theories that explain how and why people make purchasing decisions. Various approaches are analyzed, including rational choice theory, psychoanalytic theory, Maslow's theory of motivation, behavioral and cognitive theories, as well as socio-cultural and emotional ap...

This article discusses the issues of further improving the activities of banks in the Republic of Uzbekistan. The banking system, as an important link in the country's economy, plays a crucial role in developing the economy through the introduction of innovative financial services, the developmen...

The integration of Artificial Intelligence (AI) into education systems worldwide is rapidly transforming traditional learning environments. However, the adaptation of AI technologies in developing countries, such as Nigeria, presents unique challenges and opportunities. This study explores the mu...

The social sphere occupies an important place in the economic system of the country. For the rapid development of the social sphere, it is necessary to stimulate the priority allocation of funds to this sphere. Budget funds are the main source of funding for socio-cultural activities. Budget spen...

The article describes various methods of removing adenoid hypertrophy, including aspiration diathermy, cold plasma surgery and a combined approach. The article analyzes in detail the combined approach, which is a more accurate, safe and effective method of removing adenoids, especially in childre...

The retail business in Indonesia, especially modern retail, is growing quite rapidly. Transmart Carrefour is now a brand that is widely known and recognized by the public by getting the highest TBI (Top Brand Index) score compared to others. The purpose of this study is to analyze the influence o...

The integration of Artificial Intelligence (AI) into digital marketing is reshaping the landscape by offering unprecedented capabilities for personalization, predictive analytics, conversational AI, and content optimization. This article explores the emerging trends and future predictions for AI ...

This research examines the impact of cultural differences on international marketing and its relevance,based on literary sources and authors own suggestions in this environment for its improvement.

Hailed as a revolutionary innovation, blockchain technology has attracted a lot of attention from various industries due to its decentralized and immutable nature. It serves as the underlying technology for cryptocurrencies such as Bitcoin and Ethereum, providing transparency, decentralization an...